With the growing prevalence of high deductible health insurance plans, having access to an HSA/FSA/HRA can help reduce the sting when paying your medical bills. We shared our thoughts about the value of these plans with David Olson from NEWSDAY.
If you require any type of medical services, it is crucial to ask questions in advance to avoid incurring unexpected bills. Even if you have insurance, you shouldn’t assume that any of the services you receive will be fully covered by your policy. Making a few...
Excessive or surprise hospital bills can arise whether you are self-pay or have insurance. In many instances, this can be the result of clerical errors, fraudulent practices, or procedures that were either not authorized or performed by providers who were not within your insurance company’s network. If such a scenario arises for you, it is important that you know how to protect yourself and your finances.
Many insurance plans cover the costs of services associated with one annual physical exam each year as part of your wellness benefits under the plan. Keeping on top of your annual wellness visits may help you avoid health issues before they even arise, by allowing you the opportunity to discuss preventive health measures with your doctor. However, since there is no standard definition of what is included in an annual physical exam, knowing what services are covered by your insurance, can be extremely confusing.
Whether you’ve been to the hospital for an emergency, or to your primary care doctor for a routine checkup, trying to decipher the codes and terms on the bill you receive can be confusing and overwhelming. In addition, in order to ensure that you are being billed appropriately, it is first necessary that you understand what the information contained on your bill means.
After Frank Esposito started having back pain, an MRI revealed a bulge in his spine and he was told he needed surgery. The surgery was a success, but then the bills started coming in: over $650,000 in all. Anna Werner shares his story. Click here to read more
More and more people are encountering unexpected medical bills. What should you do if you receive a bill for services that you believe are unwarranted? Where do you start? Here are some steps to take to help you take charge of these potentially compromising bills....
Calling 911 for an ambulance that takes you to a trauma center could result in thousands…
When claims or authorizations are denied by your insurance company, there are steps you can take to overturn those decisions through the appeals process. Constructing an iron-clad appeal argument is central to your success. Read more about what you should consider as...
As many as 80% of medical bills
can contain errors….will yours???
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to question or how to negotiate savings
Stop making costly assumptions that
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