Our healthcare system is anything but straight-forward and user-friendly. The only consistent thing about it is that it continues to change. This instability makes understanding health insurance benefits more complex and managing health insurance claims and medical bill problems a more difficult course to navigate.
Regardless of whether health insurance is employer-provided or individually purchased, the bottom line remains the same:
ALL OF US ARE SHOULDERING MORE FINANCIAL RESPONSIBILITY FOR OUR HEALTHCARE IN THE FORM OF HIGHER DEDUCTIBLES, COPAYS, COINSURANCES, AND NON-COVERED SERVICES.
How do you keep track of what medical services are covered? How do you determine how much you will be financially responsible to pay each time you have a doctor’s appointment or need hospital care or lab services? How can you confirm in advance how much a prescription will cost before going to the pharmacy to pick it up?
Without a thorough understanding of what insurance policies do and don’t cover, along with diligent monitoring of the medical services used, how they were charged, and how they were processed by the insurance company, many could find themselves saddled with unexpected, unwarranted, and unmanageable expenses. After all, medical debt is currently the leading cause of bankruptcy in the U.S.
Systemedic can navigate the continually expanding maze of our healthcare system for you. Whether you have a medical bill dispute or need to clarify health insurance claims information, we can save you hours of time, plenty of headaches, and potentially significant money.
To help you every step of the way, we offer two levels of service to meet your needs: