How Does Medicare Cover Hospital Stays?

How Does Medicare Cover Hospital Stays?

Medicare coverage for hospital stays can be confusing. In order to understand what costs you might be responsible for, you need to understand a number of administrative factors. 1. In-patient vs. Out-patient A hospital stay is classified as either in-patient or...
Medical Billing 101: Levels of Service

Medical Billing 101: Levels of Service

In an effort to help MEDucate patients about some of the basics of their health insurance benefits, here is an overview of how doctors bill their office visits. The cost of a visit to a doctor is dependent on a variety of factors: Is this a consultation? Is this a new...
Copays Aren’t Just for Office Visits Anymore

Copays Aren’t Just for Office Visits Anymore

Almost everyone is now familiar with copays. These are the flat fee charges that insurance companies require that patients pay each time they have a visit a doctor. When copays were first instituted, they applied only when a patient actually saw a doctor. Now these...
The Medicare Part B Deductible

The Medicare Part B Deductible

It’s January, the start to a new year…and the start of a new year for Medicare Part B claims as well. If you are new to Medicare, and even if you aren’t, we want you to be prepared to expect to receive bills related to the deductible. Here’s a refresher on the topic....
10 Deadly Assumptions about Healthcare Costs

10 Deadly Assumptions about Healthcare Costs

The Affordable Care Act has brought insurance coverage to millions of people who never had access to insurance before. While more people have coverage, everyone is still at risk of significant financial responsibility for their medical care. Most care is not 100% free...