by admin | Apr 5, 2017 | Blog
What is a copay? Copays are flat fees that insurance companies require that members pay for their care. Copays, once simple and straight forward, are now becoming more complex. Not only are there different copays for different places of service and service providers...
by admin | Apr 5, 2017 | Blog
What is a Health Savings Account or HSA? With the rise of high deductible health plans, employers and their employees have begun to increase their utilization of health savings accounts (HSAs) to address their obligations for medical expenses. If an HSA is an...
by admin | Apr 5, 2017 | Blog
In-network vs out-of-network One of the core ways of keeping your costs of healthcare at the lowest rate possible is to use only in-network providers and facilities. Most people believe that a call to the facility or the provider is the fastest and most reliable way...
by admin | Apr 5, 2017 | Blog
Are vaccines covered by insurance? Vaccines are expensive, particularly the newer ones. While most people who have health insurance assume that those injections are covered in full by their policies, that might not be the case for everyone or for all vaccines. Here’s...
by admin | Apr 5, 2017 | Blog
How do I know if a doctor is in my network? It should be fairly simple to determine if a doctor, hospital, or medical provider is in network or not, right? It should be….but it isn’t always that straight forward. Here’s how the system works. Any one insurance company...
by admin | Apr 5, 2017 | Blog
While having health insurance is the first step towards protecting yourself from medical bills, you need to monitor the process to ensure the integrity of your financial status. Here are 3 easy steps to follow to achieve that goal: 1. Use your health insurance portal...