How Does Medicare Cover Hospital Stays?

How Does Medicare Cover Hospital Stays?

Medicare coverage for hospital stays can be confusing. In order to understand what costs you might be responsible for, you need to understand a number of administrative factors. 1. In-patient vs. Out-patient A hospital stay is classified as either in-patient or...
Medical Billing 101: Levels of Service

Medical Billing 101: Levels of Service

In an effort to help MEDucate patients about some of the basics of their health insurance benefits, here is an overview of how doctors bill their office visits. The cost of a visit to a doctor is dependent on a variety of factors: Is this a consultation? Is this a new...
Copays Aren’t Just for Office Visits Anymore

Copays Aren’t Just for Office Visits Anymore

Almost everyone is now familiar with copays. These are the flat fee charges that insurance companies require that patients pay each time they have a visit a doctor. When copays were first instituted, they applied only when a patient actually saw a doctor. Now these...
How to Make A High Deductible Health Plan Work For You

How to Make A High Deductible Health Plan Work For You

The cost of your healthcare extends beyond the price you pay for insurance premiums each month. Health insurance, whether it is provided as an employee benefit or is purchased independently from a state or federal Exchange, is only the tip of the iceberg when it comes...
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